Monday, November 24, 2008
Tax Deferred Fixed Annuities www.legacyannuities.com
WHEN CONSIDERING THE EFFECTS OF INFLATION, VOLATILE INTEREST RATES AND FINANCIAL MARKETS, TAXATION … AND THE POSSIBILITY OF OUTLIVING OUR INCOME, ONE MUST WONDER IF THERE IS A PRODUCT THAT CAN HELP MEET THESE CHALLENGES?
FORTUNATELY THE ANSWER IS YES IT IS THE TAX-DEFERRED FIXED ANNUITY.
FIXED ANNUITIES PROVIDE A MINIMUM GUARANTEED INTEREST RATE. GENERALLY TRADITIONAL FIXED ANNUITIES GUARANTEE A HIGHER INTEREST RATE FOR ONE YEAR AND THEN THAT RATE CAN FLUCTUATE THROUGHOUT THE LIFE OF THE CONTRACT….
BUT IT CAN NEVER FALL BELOW THE MINIMUM GUARANTEED RATE.
THIS MINIMUM GUARANTEED INTEREST RATE CAN PROVIDE AN ATTRACTIVE ALTERNATIVE WHEN INTEREST RATES AND THE EQUITY MARKETS ARE PARTICULARLY VOLATILE.
ONE FORM OF A FIXED ANNUITY IS THE EQUITY INDEXED ANNUITY WHICH PROVIDES THE OPPORTUNITY FOR GAINS LINKED TO AN INDEX SUCH AS THE S&P 500, BUT WITH NO MARKET RISK TO PRINCIPAL. IF THE STRUCTURE OF THE EQUITY INDEXED ANNUITY DOES GENERATE EARNINGS IN ADDITION TO THE MINIMUM GUARANTEES, THOSE EARNINGS COULD HELP OFFSET THE EFFECTS OF FUTURE INFLATION.
THE WITHDRAWAL OPTIONS OF ANNUITIES ARE ALSO UNIQUELY SUITED TO HELP DEAL WITH THE POSSIBLY OUTLIVING OUR ASSETS.
AT MATURITY YOU MAY DECIDE TO WITHDRAW THE MONEY THAT YOU’VE ACCUMULATED IN YOUR ANNUITY ALL AT ONCE.
, YOU COULD SELECT FROM A VARIETY OF RETIREMENT INCOME OPTIONS.
WHEN CONSIDERING THE EFFECTS OF INFLATION, VOLATILE INTEREST RATES AND FINANCIAL MARKETS, TAXATION … AND THE POSSIBILITY OF OUTLIVING OUR INCOME, ONE MUST WONDER IF THERE IS A PRODUCT THAT CAN HELP MEET THESE CHALLENGES?
FORTUNATELY THE ANSWER IS YES IT IS THE TAX-DEFERRED FIXED ANNUITY.
FIXED ANNUITIES PROVIDE A MINIMUM GUARANTEED INTEREST RATE. GENERALLY TRADITIONAL FIXED ANNUITIES GUARANTEE A HIGHER INTEREST RATE FOR ONE YEAR AND THEN THAT RATE CAN FLUCTUATE THROUGHOUT THE LIFE OF THE CONTRACT….
BUT IT CAN NEVER FALL BELOW THE MINIMUM GUARANTEED RATE.
THIS MINIMUM GUARANTEED INTEREST RATE CAN PROVIDE AN ATTRACTIVE ALTERNATIVE WHEN INTEREST RATES AND THE EQUITY MARKETS ARE PARTICULARLY VOLATILE.
ONE FORM OF A FIXED ANNUITY IS THE EQUITY INDEXED ANNUITY WHICH PROVIDES THE OPPORTUNITY FOR GAINS LINKED TO AN INDEX SUCH AS THE S&P 500, BUT WITH NO MARKET RISK TO PRINCIPAL. IF THE STRUCTURE OF THE EQUITY INDEXED ANNUITY DOES GENERATE EARNINGS IN ADDITION TO THE MINIMUM GUARANTEES, THOSE EARNINGS COULD HELP OFFSET THE EFFECTS OF FUTURE INFLATION.
THE WITHDRAWAL OPTIONS OF ANNUITIES ARE ALSO UNIQUELY SUITED TO HELP DEAL WITH THE POSSIBLY OUTLIVING OUR ASSETS.
AT MATURITY YOU MAY DECIDE TO WITHDRAW THE MONEY THAT YOU’VE ACCUMULATED IN YOUR ANNUITY ALL AT ONCE.
, YOU COULD SELECT FROM A VARIETY OF RETIREMENT INCOME OPTIONS.
Labels: www.legacyannuities.com
Subscribe to Posts [Atom]